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Supplemental Health Insurance Policies

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United American offers a variety of Hospital and Surgical expense plans for individuals and families. These plans are designed to supplement current health coverage or serve as basic coverage where cost or availability is an issue.

Some of our most popular limited benefit plans include:
 
Foundation Signature Series (MMGAP)
> Issue ages 0-63
> Helps manage your major medical deductible, copays, and coinsurance
> Pays benefits for hospital inpatient expenses
> Calendar-year maximum benefits up to $10,000
> Optional Hospital Outpatient Benefit Rider
 
Tradition Signature Series (INDEM1) - California Only
> Issue ages 0-63
> Hospital inpatient benefit pays up to $50,000
> Mammography benefit for women
> Optional outpatient physician benefits, cancer, critical, illness, and accident benefit riders
 
HealthGuard Critical Illness (CILS)  
> Issue ages 18-64
> Choose a lump-sum benefit amount: $10,000; $20,000; $30,000; $40,000; or $50,000. (Benefit amount will reduce by 50% at age 65)
> Guaranteed Renewable to age 80
> First diagnosis coverage; policy terminates upon payment of benefit
> Pays in addition to any other life, major medical, or hospital coverage
> Individual or spouse coverage available
> No Precertification requirements
 
Cash Benefit Cancer Plan (CANLS2)
> Issue ages 0-69 (0-64 in California)
> Choose a lump sum benefit amount: $10,000; $20,000; $30,000; $40,000; or $50,000.
> First diagnosis coverage; policy terminates upon payment of benefit
> No physical exam, just a few health questions determine eligiblity
 
UA-250 Accident Compensation Plan
> Issue ages 0-63
> Pays benefits for accidental injury
> Choice of lump-sum payment or hospital cash benefit
   

All United American policies are guaranteed renewable, which means your policy cannot be canceled for any reason as long as premiums are paid on time. Benefits cannot be changed by the Company because of any change in your health or the number of times the policy is used.

These policies have some limitations and exclusions and may vary by state. Consult your United American Agent for full plan benefits and explanations.

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